LoanFactory LogoWE DARE YOU TO COMPARE

Mortgage Rate Comparisons

Loan Factory vs. Wells Fargo

Rates as of Monday, March 23, 2026 - 1:50 PM (Pacific Time)

Loan Factory Logo
Rate6% (APR=6.001%)
Points/ Credits$35
Payment$1,919
Save $46,443 over 30 years

Wells Fargo

Rate6.5% (APR=6.643%)
Points/ Credits$9,038
Payment$2,023
Save $0 over 30 years

Assumptions: Purchase price: $400,000. Loan amount: $320,000. ZIP code: 77072, Credit: 740+. Single Family Residence. Primary Residence. 30-day lock

Loan Factory vs. Chase

Rates as of Monday, March 23, 2026 - 1:50 PM (Pacific Time)

Loan Factory Logo
Rate6% (APR=6.063%)
Points/ Credits$994
Payment$2,139
Save $27,397 over 30 years

Chase

Rate6.49% (APR=6.577%)
Points/ Credits$2,853
Payment$2,210
Save $0 over 30 years

Assumptions: Purchase price: $420,000. Loan amount: $350,000. ZIP code: 77072, Credit: 740+. Single Family Residence. Primary Residence. 30-day lock

Loan Factory vs. Citibank

Rates as of Monday, March 23, 2026 - 1:50 PM (Pacific Time)

Loan Factory Logo
Rate6% (APR=6.012%)
Points/ Credits$563
Payment$2,698
Save $562 over 30 years

Citibank

Rate6% (APR=6.133%)
Points/ Credits$1,125
Payment$2,698
Save $0 over 30 years

Assumptions: Purchase price: $600,000. Loan amount: $450,000. ZIP code: 90001, Credit: 740+. Single Family Residence. Primary Residence. 30-day lock

Loan Factory vs. Bank of America

Rates as of Monday, March 23, 2026 - 1:50 PM (Pacific Time)

Loan Factory Logo
Rate5.875% (APR=5.91%)
Points/ Credits$750
Payment$1,183
Save $30,136 over 30 years

Bank of America

Rate6.5% (APR=6.737%)
Points/ Credits$1,726
Payment$1,264
Save $0 over 30 years

Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit: 740+. Single Family Residence. Primary Residence. 30-day lock

Loan Factory vs. Guaranteed Rate

Rates as of Monday, March 23, 2026 - 1:50 PM (Pacific Time)

Loan Factory Logo
Rate6% (APR=6.013%)
Points/ Credits$476
Payment$2,098
Save $24,377 over 30 years

Guaranteed Rate

Rate6.25% (APR=6.569%)
Points/ Credits$4,333
Payment$2,155
Save $0 over 30 years

Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit: 740+. Single Family Residence. Primary Residence. 30-day lock

Loan Factory vs. Better.com

Rates as of Monday, March 23, 2026 - 1:50 PM (Pacific Time)

Loan Factory Logo
Rate5.875% (APR=5.887%)
Points/ Credits$200
Payment$946
Save $17,040 over 30 years

Better.com

Rate6.25% (APR=6.421%)
Points/ Credits$3,200
Payment$985
Save $0 over 30 years

Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit: 760+. Single Family Residence. Primary Residence. 30-day lock

We use cookies to ensure the most optimal browsing experience on our website. By visiting our site, you are agreeing to the use of these cookies.
READ MORE